Retail Insurance: PROTECTING YOUR Business and Stock
PROTECTING YOUR BUSINESS & STOCK
RETAIL INSURANCE
As a retail business owner, protecting your premises, stock, and employees from risks is essential for maintaining a smooth, successful operation. Whether you run a small shop or a large retail chain, the right insurance coverage is crucial to ensure that your business can recover quickly from unforeseen events like fire, theft, or accidents. With the right policy in place, you can protect your livelihood, financial stability, and reputation.
Insurance for a range of Retail Business
Insurance for a range of
Retail Business
We offer a variety of insurance options for all types of retail businesses, including:
- Grocers, supermarkets & off-licences
- Clothing retail
- Kitchen & bathroom showrooms
- Gift shops
- Homeware stores
- Florists
No matter your niche, we can provide the right coverage to ensure your business is well-protected.
Policy Features & Options for Retail Businesses
Policy Features & Options
for Retail Businesses
Retail businesses face numerous risks, from damage to stock and premises to liability claims. The following insurance policies help protect your business from these common risks:
Building Insurance
Covers the cost of repairing or rebuilding your retail premises after damage from an insured peril such as fire, flood, storm, theft, impact (e.g., vehicles or falling objects), or vandalism. This also includes risks like subsidence, accidental damage, and falling trees.
Contents Insurance
Protects fixtures, fittings, and equipment inside your premises against theft, fire, accidental damage, or water leaks. It also covers computer equipment essential for your operations, safeguarding you from damage.
Stock Insurance
Covers loss or damage to your stock in the event of damage or loss. This ensures retailers can recover the value of their goods if something goes wrong allowing the business to continue operating smoothly.
Public Liability Insurance
Protects your business from compensation claims and legal costs if a customer or visitor is injured on your premises as a result of business activities or negligence.
Employer's Liability Insurance
A legal requirement for businesses with employees, this covers compensation for work-related injuries or illnesses, protecting you from claims arising from unsafe working conditions or accidents.
Business Interruption Insurance
Helps cover lost income and operational costs if your business is forced to close due to an insured event, such as fire, flood, or storm damage.
Money Cover
Protects cash at your premises from theft, ensuring your finances remain secure.
Products Liability Insurance
Protects your business against claims for injury or damage caused by the products you sell, especially for food, beverages, and other consumer goods, covering risks from product defects.
Why Choose US FOR YOUR Commercial Insurance ?
Why Choose US FOR YOUR
Commercial Insurance ?
At Doulton Commercial Insurance Services, we understand the challenges of running a retail business, and we provide personalised, expert guidance to ensure you’re fully protected. Here’s why retailers trust us with their insurance needs:
Consultative approach:
We take the time to understand your unique needs and offer tailored insurance solutions that address the specific risks your business faces.
Independent, cost-effective solutions:
As an independent broker, we work with a range of the UK's leading insurers, enabling us to find the right policy at the best possible price for your retail business.
Friendly, knowledgeable team:
Our dedicated team is always here to help, from guiding you through the policy options to managing renewals and claims. We're here to ensure your business stays covered at every stage.
Flexible payment options:
We offer flexible payment plans to suit your business, whether you prefer to pay upfront or manage costs with affordable monthly instalments.
Contact Us For a Bespoke Retail Insurance Solution
Contact Us
For a Bespoke Retail Insurance Solution
Ready to protect your retail business from unforeseen risks? Our friendly team is here to help you secure the right insurance coverage to safeguard your business.
Call 020 8777 2626, email [email protected], or fill in the form below to get started. Let us guide you through your options and ensure you have the best protection in place.
