Product Overview
We can offer cover for:
- Commercial Let
- Residential Let
- DSS / Assylum Seeker / Student Lets
- Unoccupied Properties
- Non-standard construction
- Multi-tenure
- HMO
- Multi-location / Large Portfolios
- AirBNB
- Offices
- Landowners
Landlord Insurance (sometimes known as buy-to-let insurance) is important for anyone renting out their property. Designed to protect you, your tenants and your property, we will work with you to select covers to create a bespoke policy to protect you if things go wrong, from accidental damage to loss of rental income.
Typical policy cover often includes:
- Buildings Insurance
- Contents Insurance
- Fixtures and Fittings
- Glass Breakage including sanitary ware and signs
- Loss of Rent
- Property Owners Liability
- Alternative Accommodation
Typical policies cover damage or loss caused by:
- Fire lightning explosion earthquake aircraft
- Theft or Attempted Theft following forcible and violent entry
- Storm flood escape of water from water tanks apparatus or pipes
- Malicious persons riot & civil commotion but not Terrorism
- Impact
- Escape of oil from a fixed oil fired heating installation
- Breakage or collapse of radio or television aerials
- Falling trees or parts thereof
- Subsidence ground heave or landslip
- Accidental damage