Product Overview
We understand that in the food service industry, every day poses a different challenge as you are busy keeping your customers fed and happy. You need to know that you have the right insurance protection in place. So if your freezer fails and your stock is ruined or a customer falls ill and makes a claim against you, you need peace of mind that your insurance policy will help protect you against any loss or damage caused.
We can offer cover for:
- Restaurants
- Takeaways
- Fish & Chip Shops
- Cafes
- Public Houses (Dining)
- Mobile Catering
We will work with you and our panel of A Rated Insurers to select a range of covers to create a policy that is right for your business at a competitive price.
Typical policy cover often includes:
- Buildings
- Contents
- Stock
- Goods in Transit loss or damage
- Frozen Food protection
- Glass Breakage including sanitary ware and signs
- Business Interruption
- Loss of License
- Loss of income subsequent to loss or damage
- Money lost or stolen from the premises or whilst in transit
- Employers Liability
- Public Liability
Typical policies cover damage or loss caused by:
- Fire lightning explosion earthquake aircraft
- Theft or Attempted Theft following forcible and violent entry
- Storm flood escape of water from water tanks apparatus or pipes
- Malicious Persons, Riot, Civil Commotion but not Terrorism
- Impact
- Escape of oil from a fixed oil fired heating installation
- Breakage or collapse of radio or television aerials
- Falling trees or parts thereof
- Subsidence ground heave or landslip
- Accidental damage
