Insurance for HEALTH AND BEAUTY Businesses
PEACE OF MIND WITH Insurance for:
HEALTH AND BEAUTY BusinesseS
The health and beauty businesses work with clients daily, often using chemicals, heated tools and sharp equipment so your business faces unique risk such as slips on wet floors, burns or even allergic reactions From treating clients to managing valuable equipment and stock it is important to have the right policy in mind to give you peace of mind. Whether you run a beauty salon, a tanning studio, or a hairdressing business, securing the right insurance is essential to protect your premises, equipment, and clients.
With comprehensive coverage, you can safeguard your business against unexpected incidents, ensuring your operations continue smoothly even in the face of adversity.
Insurance for a variety of Health and Beauty businesses
Insurance for a variety of
Health and Beauty businesses
We provide insurance solutions for a wide range of health and beauty businesses, including:
- Beauty salons
- Hairdressing salons
- Tanning salons
- Nail salons
- Spas and wellness centres
- Fitness centres offering beauty services
No matter your type of business, we can offer tailored coverage to protect your operations, clients, and assets.
Policy Features & Options for Health and Beauty businesses
Policy Features & Options
for Health & Beauty businesses
In the health and beauty sector, various risks can affect your business. The following key insurance policies can help mitigate these risks and ensure that your business is fully protected:
Beauty and hair treatments risk
Provides coverage against claims for injury, allergic reactions, or other issues arising from beauty treatments such as facials, haircuts, or waxing. This cover is essential for businesses offering hands-on beauty services.
Tanning and treatment equipment
This specialised cover protects the equipment you use for tanning or beauty treatments, such as sunbeds, laser machines, or other high-value tools. Whether you have single or multiple machines, this cover ensures you’re protected from accidental damage or loss.
Public liability insurance
Protects your business from compensation claims and legal fees if a customer or visitor is injured or their property is damaged on your premises. Whether it’s a slip or trip or damage caused by beauty products, this cover ensures you’re financially secure.
Employers' liability insurance
Required by law if you employ staff, this insurance covers compensation for work-related injuries or illnesses, protecting you from legal claims arising from unsafe working conditions or accidents.
Sunbed treatment risk
Specifically designed for businesses that offer sunbed services, this cover addresses any risks associated with the use of tanning equipment. It protects your business against claims related to treatment, including potential injury claims from clients.
Buildings insurance
Covers the cost of repairing or rebuilding your premises if they are damaged by covered risks, including fire, flood, storm, theft, and impact. This can also include risks like subsidence and accidental damage.
Contents insurance
Protects equipment, furniture, and fittings inside your health and beauty business, including treatment areas, waiting rooms, and reception desks. It also covers valuable items like computers and other office equipment from risks such as fire
Stock Insurance
Covers the cost of replacing stock that is damaged, lost, or stolen, such as beauty products, hair care items, or tanning lotions. This policy ensures you’re not financially impacted if your stock is damaged by fire, flood, or theft.
Products liability insurance
This policy safeguards your business against claims of injury or damage caused by a product you sell or use in treatments, such as cosmetics, lotions, or hair products.
Business interruption insurance
Covers lost income and operational costs if an insured event, such as a fire or flood, forces your business to temporarily close. This cover ensures you remain financially stable while you recover.
Legal expenses insurance
Covers the cost of legal disputes, including issues with clients, suppliers, or employees, helping you resolve any conflicts that may arise.
Why Choose Doulton Commercial Insurance ?
Why Choose US FOR YOUR
Commercial Insurance ?
At Doulton CIS, we understand the unique challenges of the health and beauty industry. Our expert team offers bespoke insurance solutions to ensure your business is well-protected. Here’s why clients in the health and beauty sector trust us:
Consultative approach:
We take the time to understand your specific needs, offering tailored advice to ensure you have the right coverage for your business, whether you run a small beauty salon or a larger clinic.
Independent, cost-effective solutions:
We work with a panel of trusted UK insurers, enabling us to find the best policy at the right price, ensuring value for money without compromising on coverage.
Friendly, knowledgeable team:
Our team is always available to help, whether you need advice, assistance with claims, or support during policy renewals. We aim to make the process as simple and stress-free as possible
Flexible payment options:
We offer flexible payment plans to suit your cash flow, with options to pay upfront or in affordable monthly instalments.
Contact Us for a tailored health and beauty insurance solution
Contact Us
for a tailored health and beauty insurance solution
Ready to protect your health and beauty business from the unexpected? Contact our expert team to discuss the right insurance cover for your business. We’ll ensure you have the best protection for your premises, equipment, and clients.
Call 020 8777 2626, email [email protected], or fill in the form below to get started.
